TM Avish Acharya has been a Toastmaster since 2015. A member at Laxmi Bank Toastmasters Club, he has collected his fair share of notches on his leadership belt from Club President to Area Director of Area A5 for 2019/20 and now the Division Director of Division O, District 41 for the year 2020/21. Professionally, he is a financial sector professional with over a decade of experience in consulting and banking. His niche is financial strategy planning and training. He is a prolific writer and a voracious reader and learner. Currently heading Finance and Treasury functions at Laxmi Bank and is also a faculty of Risk Assessment and Insurance at Kathmandu College of Management.